Using bindu or character


How does one know when to use a bindu or characters म न are there any hard and fast rules for this?



Thats a very good question. Thank you for posting this in the forum.

Lets look at the difference between the word है and हैं (which is with the bindu).

हैं (which is with the bindu) is used  when you wish to denote something in plural, or if you are talking about someone who is elder to you, in formal settings, and if you wish to show respect. 
Let me know if you have any confusion about this.

Warm Regards

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